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Analysis
Charged out
12 March 2024
New measures to stop sub-prime lenders from unfairly penalising borrowers in mortgage arrears are currently under review. But with firms flagrantly ignoring the existing code, what chance is there that an extension of the rules will stamp out the practice? Bill Rashleigh and Tom Marshall investigate.
Backs to the wall
11 January 2024
More than a million householders are using credit cards to stave off repossession and eviction. But the debt they run up can put their homes at greater risk – and the well-off are being hit for the first time. Tony Marshall reports.
Over the age limit
22 October 2023
Meeting the needs of a rapidly ageing population places a huge burden on public finances. But a demographic timebomb could jeopardise government housing strategy. Tony Marshall reports
Battleground Britain
06 May 2023
As government unveils its latest counter-terrorism strategy, Simon Ellery reports on how projects around the country are working with young Muslims to turn them away from extremism.
Transfer on trial
21 April 2023
Nearly six years after Glasgow’s council housing moved to the control of Glasgow Housing Association, Hal Pawson analyses the successes and failures of the UK’s most controversial stock transfer.
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No access
21 April 2023
Affordability hits a five-year high, but a paucity of mortgages means first-time buyers still can’t access the housing market. Julian Birch analyses ROOF’s 2019 Affordability Index.
Anger in court
20 April 2023
Repossession claims have fallen since the introduction of a new mortgage pre-action protocol in November. But is it really helping homeowners in trouble? Tony Marshall finds worrying evidence that a failure to recognise the protocol could be making things worse, while Jeremy Kuper talks to homeowners at one London court.
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Striking a balance
18 February 2024
The demand for more homes is increasing. But are we getting the tenure right? Christine Whitehead and Sarah Monk report.
Capital pains
18 February 2024
What happens when profit overtakes patients’ wellbeing in supported housing? Phil Frampton investigates how the growing use of venture capital in the care sector has left vulnerable people at risk.
Houses of the holy
18 February 2024
Robert Bullard reports on how empty or underused church property in Scotland is being turned into affordable housing.
In the LHA ghetto
18 February 2024
Far from placing people in mansions, local housing allowance is condemning them to poor housing in undesirable areas. Liam Reynolds reports.
Look the other way
18 February 2024
The private funding model has failed – and attempts to shore it up could end in further disaster. Tony Marshall examines the case for a viable publicly funded alternative.
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Slide rule
18 February 2024
With mortgage lending down to levels last seen in the 1970s, ROOF’s housing market healthcheck analyses the latest boom and bust. Report by Julian Birch.
About turn
01 January 2024
Headlines have stoked public perception of veterans returning from active service to a life on the streets. But research shows a very different picture, say Sarah Johnsen and Anwen Jones.
