ROOF Blog

Tessa Jowell, Minister for the Cabinet Office, discussed with housing co-operative tenants and staff whether the mutual model – tenant and staff owned enterprises – could play a bigger role in the UK housing market, in a visit to New Cut Housing Co-operative in Lambeth. She asked tenants about the benefits of living in a housing co-operative and discussed with staff the barriers stopping increases in the co-operative housing market. Last month, the Minister gave a speech outlining her views that mutuals should have a major role in public service delivery and reform. She announced plans to create an independent Commission on Ownership, chaired by Will Hutton, to investigate the issue. She also announced she was to meet ministers responsible for housing, social care and Sure Start, to investigate a larger role for mutualism. Read all about the benefits of cooperative and mutual housing in the most recent issue of ROOF magazine.

More than 1 million householders have used credit cards to pay their mortgage or rent in the last 12 months, a new survey by ROOF reveals today. Despite restrictions on credit and reports of many people paying off personal debt, an exclusive YouGov poll for ROOF magazine reveals a disturbing picture of over a million people taking desperate measures with credit cards to keep a roof over their head. The highest proportion of those who pay their rent or mortgage through credit card were from working class professions (8% of those in the C2DE social grouping), but the poll also showed that middle/upper class (ABC1 category) are falling victim, with 4% of respondents saying they use credit cards in this way.