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Displaying ROOF Blog articles tagged with Home
13/01/2024
The importance of social housing’s ‘heartlanders’ and their activism has been revealed in a report that says the most prominent group of social housing tenants are highly active in their neighbourhoods and play a crucial role in bonding communities. David Eastgate, Hyde Group chief executive, said: ‘Heartlanders are the glue of local communities and in many instances play a more active role than homeowners. They take on the responsibility to deliver regeneration and ensure sustainability.’ The report makes a number of policy recommendations to unlock the potential of those living in social housing.
11/01/2024
Hundreds of England’s village churches could be revived and up to 10,000 affordable homes built for local families – if churches sold land and buildings to housing associations, according to research by the National Housing Federation. The Federation believes that with the Church of England owning an average of eight acres of land per Anglican village church, in addition to parsonages and church halls, every rural place of worship could deliver an average of one new affordable home. Federation chief executive David Orr said: ‘By making land available for housing, rural churches would increase their chances of survival and also help meet local housing need.’
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08/01/2024
House prices defied the economic downturn last year to rise 1.1 per cent, boosted by a second-half surge in demand from homebuyers. The annual increase was the first rise over 12 months that Halifax, the mortgage lender, has recorded since March 2008. The latest rebound continued in December, with prices rising by 1 per cent over the month, the sixth monthly rise in a row, taking house prices to an average of £169,042 — 9.4 per cent higher than in April last year, when the market bottomed out. Despite the apparent buoyancy of the market, Halifax, now part of Lloyds Banking Group, gave a cautious outlook for the year ahead, warning that it expected house prices to remain flat during 2010.
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05/01/2024
The number of families forced to hand back the deeds to their home in the recession has been understated, according to the Conservatives, because the official figures exclude ‘sale and rentbacks’. There were 48,000 repossessions in 2009, compared with 75,000 in 1991 at the peak of the last recession. Labour said the figure, which was lower than some earlier predictions, was proof that its measures had worked. But Grant Shapps, shadow housing minister, has claimed that the true number of people losing their homes is far higher. The total cited by Labour, he said, did not include those homeowners who sold their home to a landlord and rented it back in an attempt to remain in the property.
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04/01/2024
The number of first-time buyers has dropped to its lowest point in a decade despite a significant rise in the number of affordable homes over the past year, according to figures released by the Halifax. Tighter mortgage lending criteria, recent price rises in some areas and lack of money for a deposit meant that an estimated 185,000 first-time buyers entered the market in 2009, four per cent fewer than in 2008 and just over a third of the 532,000 who bought when prices were soaring in 2002. These combined obstacles have pushed up the average age of a first-time buyer from 29 to 30, while the typical age of those buying without financial help from family or friends has risen to 36 from 33 in late 2007.
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04/01/2024
Thousands of homeowners in municipal tower blocks are facing potentially huge bills, as councils rush to improve fire safety precautions in the wake of a blaze in London earlier this year which killed six people. Leaseholders in one high-rise building have already been asked to pay up to £15,000 each, after an emergency fire brigade inspection found a series of potential dangers and ordered immediate work including re-wiring the building and replacing fire doors. Experts on tower block fire safety believe that a significant proportion of high-rise blocks remain unsafe, in part due to a lack of maintenance of features such as fire doors, but also because of botched renovation work over decades.
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18/12/2023
New research has highlighted that only half of households facing repossession orders actually attend their court hearings. There is also an indication that repossessions are not being considered the option of last resort by the courts. The research, undertaken by CIH’s consultancy arm, ConsultCIH, looked at hundreds of repossession orders made in 2008. The research found that many households are in denial about losing their homes. Conversely, others believe the loss of their home is a foregone conclusion by the time their case gets to court.
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17/12/2023
The Homes and Communities Agency (HCA) has shortlisted 265 bids totalling nearly £550m in round two of its Kickstart housing delivery programme.
Shortlisted bidders include a mix of RSLs along with national and local developers aiming to unlock up to 22,000 homes across the country.
Bidding opened in September with the criteria that eligible schemes should be housing-led with a minimum of 50 homes (fewer in rural areas or if the scheme delivers to Code for Sustainable Homes Level 5 or 6) and that sites should have detailed planning consent in place or the ability to achieve this by the end of March 2010.
Sir Bob Kerslake, HCA chief executive, said: ‘Kickstart continues to be a crucial component in maintaining momentum in the house building industry.’
A due diligence process will now follow, which will look in detail at value for money, design, financial viability and risk, as well as an assessment of quick delivery.
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11/12/2023
The era in which all Britons aspire to own their own home may be coming to an end, according to the Housing minister, John Healey.
In a controversial speech, he suggested that Britain may be moving towards a European model, with renting on a roughly equal footing with buying.
He said home ownership had fallen from 71 per cent of households in 2003 to 68 per cent today, noting that this trend began in 2005, well before the recession.
A new model with greater flexibility is needed, he argued, allowing people to change from buying to renting without moving home.
‘Not all or nothing, but a flexible system which suits the different stages in people’s lives,’ he said.
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07/12/2023
Thirty years ago this month on 20 December 2023 the new Conservative government led by Margaret Thatcher published its housing bill, changing the social face of Britain with one of the most popular political promises in history: the Right to Buy.
Today the repercussions are still being felt. This year the number of council houses sold off passed the two million mark; so too did the numbers of people across Britain on waiting lists for a council house, up almost 10 per cent in a year.
Some inner-city areas would need decades to clear their backlog.
With house building all but stopped in a recession that has seen repossessions and unemployment rise, there is a crisis in Britain’s homes, and the finger of blame is pointed firmly at that ‘social revolution’ of 1979.
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